Learning together: the feeling of collective efficiency
Learning together builds a sense of collective efficacy. Solve problems with confidence and trust.
Publish at November 08 2022 Updated November 10 2022
The title of this article is one of the most popular queries on search engines, in all languages. It is also the promise made by many sites in need of popularity. So let's ask ourselves two questions: how? And why (not me)?
Try this experiment: type the title of the article into your search engine and watch the list of results. You'll probably see a number of articles that promise you 10, 25, 41 (for what not 40 or 42? We wonder) or even 60 extraordinary ideas to get rich in a few clicks.
Now open a few of these articles (this one, or this one, which are not among the worst), watch a video or two... You'll find that most of our lecturers fall back on a few key ideas:
After reading or listening carefully to these tips, one conclusion is in order: bullshit.
These articles and videos are fake content, illusions made to bring in visitors. Indeed, these "tips and good ideas" mainly direct you to 4 types of activities:
Most of us don't fall for these kinds of bald promises. Never mind: there are others, with a much more serious, even austere, appearance, who address reasonable people, who know the value of money and ask for guarantees before investing: that's us!
We are entering the realm of scams here. Based on the principle that you don't get something for nothing, unscrupulous people will encourage you to invest your savings in very juicy investments, usually made on products with obscure names or for which one wonders well what they can be used for.
By following the advice of these self-proclaimed financial advisors, you're not likely to make money. Instead, you'll lose some, and sometimes a lot. One case after another is coming out: such a youtuber is accused of stealing 3 to 4 million euros from naive investors. Booba, the French rapper with the diamond disc, is going to war with Instagram's "influvoliators," the personalities who encourage their fans to squander their savings.
At the heart of these scams are often cryptocurrencies, which are proliferating and many of which are simply worthless. Scammers are multiplying the strategies for phishing their future prey and the traps it is easy to fall into, as detailed in this well-documented article from Capital magazine.
We see it: the Internet is a reservoir of illusions. On the web more than anywhere else, saying is doing. Speech circulates without hindrance, sustaining unreasonable but so well shared hopes.
Where do we get the fascination with easy money? Why do we want to believe all those promises? Probably for two major reasons.
Faced with such discrepancies, some will revolt against the system and act to reduce inequalities, frame remuneration, fight against dirty money. Others will rather dream that a good fairy will finally look after their fate... Those will then perhaps rely on the internet to force fate.
Believing in the too-good-to-be-true promises that abound on the internet is to dream of being someone else, of evolving in a less harsh world and having the possibility of realizing some of your dreams. It is to give a big place to money for that. It's probably not the only way to evolve, and probably not the least risky of all the options available to us.
Illustration: Siphotography, Deposit photo
AI: click farms replace sweatshops. Diane Bérard, Les Affaires, 2019
https://www.lesaffaires.com/blogues/diane-berard/ia-les-fermes-a-clics-remplacent-les-sweatshops/609039
Cryptocurrency scam: the Paris prosecutor's office opens an investigation against a youtuber. Josephine Boone, Les Echos, 2022. https://www.lesechos.fr/finance-marches/marches-financiers/arnaque-a-la-cryptomonnaie-le-parquet-de-paris-ouvre-une-enquete-contre-un-youtubeur-1779982
Rapper Booba on crusade against financial product influencers. Josephine Boone, Les Echos, 2022.
https://www.lesechos.fr/finance-marches/marches-financiers/le-rappeur-booba-en-croisade-contre-les-influenceurs-en-produits-financiers-1783189
Crypto-currencies: the various scams affecting savers. Thomas Chenel, Capital, 2022.
https://www.capital.fr/crypto/cryptomonnaies-les-differentes-arnaques-qui-touchent-les-epargnants-1447097
The myth of easy money. Olivier Spinnler, Slightly serious, seriously light, 2021.
https://www.capital.fr/crypto/cryptomonnaies-les-differentes-arnaques-qui-touchent-les-epargnants-1447097
Wage gaps in large groups are becoming a CSR risk monitored by shareholders. Arnaud Dumas, Novethic, 2021.
https://www.novethic.fr/actualite/entreprise-responsable/isr-rse/les-ecarts-salariaux-dans-les-grands-groupes-deviennent-un-risque-rse-surveille-par-les-actionnaires-149823.html